The Idea

A Company Reads Like a Body

The Health Check does not begin with ratios. It begins with the question a physician asks: which system is failing, and is what you can see the cause or only the symptom? Twelve readings, taken from your own ledgers, answer it.

  1. The symptom

    What the owner feels: a bank that says no, a month that will not close, a profit nobody can find.

  2. The reading

    Twelve indicators computed on reconciled figures, each scored against benchmarks for your sector and size.

  3. The diagnosis

    One governing indicator, a ranked cause, and the program or service that treats it.

The Twelve Indicators

Twelve Readings, One Body

Each reading sits where it would sit in a body: circulation carries the cash, the skeleton holds the capital, the immune system decides whether anything else can be believed.

11 03 10 05 04 06 12 09 02 01 08 07 11   Immune System Disclosure Quality 03   Liver Profitability 10   Nervous System Return on Equity 05   Kidneys Leverage 04   Skeleton Solvency & Capitalisation 06   Blood Pressure Liquidity 12   Brain Strategy & Leadership 09   Eyes Asset Efficiency 02   Lungs Growth 01   Heart Cash Flow 08   Muscles Working Capital 07   Circulation Cash Conversion Cycle

The Report

Twelve Readings on One Page

The report opens on a single governing indicator and the twelve readings behind it, so the position is legible before the detail begins.

ILLUSTRATIVE EXAMPLE, NOT CLIENT DATA

Governing indicator: capital erosion

76%

The distance left before the statutory capital threshold, in one number.

The twelve readings at a glance

  1. Cash Flow 38%
  2. Growth 72%
  3. Profitability 58%
  4. Solvency & Capitalisation 81%
  5. Leverage 45%
  6. Liquidity 64%
  7. Cash Conversion Cycle 70%
  8. Working Capital 66%
  9. Asset Efficiency 52%
  10. Return on Equity 47%
  11. Disclosure Quality 90%
  12. Strategy & Leadership 55%

Start With a Clear Reading

Four weeks, your own figures, and a report you can put in front of a bank.

Request a Health Check